Excel templateOnline calculator
Car cost calculator in Excel
Work out what your car really costs per year, per month and per kilometre: depreciation, insurance, road tax, fuel or charging, maintenance and more.
Individuals · Self-employedFree
Tools for individuals
Tools for your personal finances: what a loan or car really costs, how to follow a household budget and what to expect in personal income tax. No prior knowledge needed.
6 tools found
- Excel templateOnline calculator
Loan repayment calculator in Excel
Work out your monthly payment, see in a full repayment schedule how much interest and capital you pay each month, and find out what a loan costs you over its whole term.
Individuals · Self-employedFree - Excel template
Loan comparison template in Excel
Put up to four loan offers side by side with amount, term, nominal rate, APR, monthly payment and all costs, and see at once which loan is cheapest over the whole term.
Individuals · Self-employed · SMEsFree - Excel template
Household budget template in Excel
Line up your income, fixed costs and variable spending month by month and see straight away how much is left to save, with a comparison between budget and actual.
IndividualsFree - Excel templateOnline calculator
Part-time work: what is left net? (Excel)
Compare your gross salary and an indicative net salary at 100, 90, 80, 60 and 50% and see the difference per month and per year, including the effect on holiday pay and the end-of-year bonus.
IndividualsFree - Excel template
Belgian personal income tax calculator in Excel
Estimate the Belgian personal income tax on your salary or profit: tax brackets, personal tax allowance and municipal tax for assessment year 2026, with the assessment year 2027 figures already in the parameter sheet.
Individuals · Self-employedFree
Osko Consult
Want more insight into your financial situation?
Osko Consult builds overviews, calculators and dashboards to order, also for small organisations and self-employed people. An Excel that does exactly what you need, instead of a template that almost fits.