Terms of use

The Excel files are free. You may download, use and adapt them for personal and professional purposes, including within your business or for your clients. You may not resell them, offer them as your own product or make them available for download on other websites or platforms. Linking to this site is always allowed.

The files and calculators are provided as they are. We do our best to keep them correct and current, but give no guarantee that they are free of errors or suitable for a specific purpose. Legislation and rates change; the date of the last update is shown on every page.

[Bedrijfsnaam] is not liable for decisions you take based on the files, calculators or information on this site, nor for damage arising from them, except in case of intent or gross negligence. Have important financial, tax or legal decisions checked by a professional.

The content of the site, the structure of the files and the calculators are the property of [Bedrijfsnaam]. Brand names such as Excel belong to their respective owners; this site is not affiliated with Microsoft.

These terms are governed by Belgian law. Disputes are submitted to the competent courts of [judicial district].