Car cost calculator in Excel
Work out what your car really costs per year, per month and per kilometre: depreciation, insurance, road tax, fuel or charging, maintenance and more.
Every template is fully worked out: visible formulas, a note on each input cell, a worked example and the sources the calculation relies on. Download immediately, no account needed.
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Work out what your car really costs per year, per month and per kilometre: depreciation, insurance, road tax, fuel or charging, maintenance and more.
Work out your monthly payment, see in a full repayment schedule how much interest and capital you pay each month, and find out what a loan costs you over its whole term.
Put up to four loan offers side by side with amount, term, nominal rate, APR, monthly payment and all costs, and see at once which loan is cheapest over the whole term.
Line up your income, fixed costs and variable spending month by month and see straight away how much is left to save, with a comparison between budget and actual.
Compare your gross salary and an indicative net salary at 100, 90, 80, 60 and 50% and see the difference per month and per year, including the effect on holiday pay and the end-of-year bonus.
Estimate the Belgian personal income tax on your salary or profit: tax brackets, personal tax allowance and municipal tax for assessment year 2026, with the assessment year 2027 figures already in the parameter sheet.
Osko Consult
Osko Consult automates existing Excel files: data that loads itself, checks that run on their own and reports that are ready when you are. Less retyping, fewer mistakes.